Driving into a Paywall: The Subscriptionization of Consumer Vehicles

  • Aaron Shapiro
  • MC Forelle

Abstract

This paper examines subscriptions as a mechanism for transforming consumer-owned vehicles into technological assets that generate rents for automakers. Our concern is the contingencies of how and under what circumstances this assetization is unfolding. The paper’s contributions are twofold. First, we analyze the sociotechnical and political-economic conditions that automakers are exploiting to transform consumer vehicles into rent-generating assets via subscription. These include governmental mandates and consumer demand for electric vehicles (EVs), and efforts to capitalize on limited advances in autonomous vehicle (AV) technology. Second, we argue that while the automotive industry has explored assetization, and even subscriptions, in the past, the paywalling of pre-installed functionalities is a distinct phenomenon likely to affect the wider ecology of automobility in ways that further entrench powerful and moneyed interests while undermining consumer welfare and the public good.

References

aftermarketNews. 2014. “Electric Vehicle Manufacturers Will Pursue New Revenue Streams Beyond Vehicle Sales In 2014.” aftermarketNews, January 16, 2014.

https://www.aftermarketnews.com/electric-vehicle-manufacturers-will-pursue-new-revenue-streams-beyond-vehicle-sales-in-2014/.

Arditi, David. 2023. Digital Feudalism: Creators, Credit, Consumption, and Capitalism. Bingley, UK: Emerald Publishing Limited.

Auto Finance News. 2023. “Securitizations 2022.” February 6, 2023.

https://www.autofinancenews.net/securitizations-2022/.

Baca, Marie C. 2022. “Where Are the Autonomous Cars?” Semiconductor Engineering, August 8, 2022.

https://semiengineering.com/where-are-the-autonomous-cars/.

Barry, Keith. 2023. “Cars That Come with Free Automatic Crash Notification—and Those That Don't.” Consumer Reports, April 20, 2023. Last modified August 8, 2024.

https://www.consumerreports.org/cars/car-safety/automakers-charging-extra-for-automatic-crash-notification-a6462204495/.

Baxter, Robbie Kellman. 2020. The Forever Transaction: How to Build a Subscription Model So Compelling, Your Customers Will Never Want to Leave. New York: McGraw Hill.

Bell, Sebastien. 2023. “Used Car Prices Take a Hit In 2023: Tesla Model 3 Loses $11,000 in just Six Months.” Carscoops, March 29, 2023, accessed February 20, 2025.

https://www.carscoops.com/2023/03/used-tesla-model-3s-have-lost-11000-in-value-since-september/.

Bellan, Rebecca. 2022. “Ford Gives Dealers an Ultimatum on EV Sales.” TechCrunch, September 14, 2022.

https://techcrunch.com/2022/09/14/ford-gives-dealers-an-ultimatum-on-ev-sales/.

Berk, Brett. 2021. “On-Demand Options: Automakers Move Toward Subscription Services.” Car and Driver, October 2, 2021.

https://www.caranddriver.com/features/a37419225/on-demand-options-automakers/.

Bernevega, Alexander, and Alex Gekker. 2022. “The Industry of Landlords: Exploring the Assetization of the Triple-A Game.” Games and Culture 17(1): 47–69.

https://doi.org/10.1177/15554120211014151.

Birch, Kean. 2015. We Have Never Been Neoliberal: A Manifesto for a Doomed Youth. Washington, USA: Zero Books.

⸻. 2020. “Technoscience Rent: Toward a Theory of Rentiership for Technoscientific Capitalism.” Science, Technology, & Human Values 45(1): 3–33.

https://doi.org/10.1177/0162243919829567.

Birch, Kean, and Fabian Muniesa, eds. 2020. “Introduction: Assetization and Technoscientific Capitalism.” In Assetization: Turning Things into Assets in Technoscientific Capitalism, edited by Kean Birch and Fabian Muniesa, 1–42. MIT Press.

https://doi.org/10.7551/mitpress/12075.001.0001.

Birch, Kean, and Callum Ward. 2024. “Assetization and the ‘New Asset Geographies.’” Dialogues in Human Geography 14(1): 9–29.

https://doi.org/10.1177/20438206221130807.

Borghi, Roberto A. Z., Fernando Sarti, and Marcos A. M. Cintra. 2013. “The ‘Financialized’ Structure of Automobile Corporations in the 2000s.” World Review of Political Economy 4(3): 387–409.

https://doi.org/10.13169/worlrevipoliecon.4.3.0387.

Bray, Hiawathi. 2023. “Subaru Buyers Take a Hit in Mass. Right-to-Repair Fight.” Boston Globe, June 15, 2023.

https://www.bostonglobe.com/2023/06/15/business/subaru-buyers-take-hit-mass-right-to-repair-fight/.

Brodkin, Jon. 2023. “VW Wouldn’t Help Locate Car with Abducted Child Because GPS Subscription Expired.” Ars Technica, February 27, 2023.

https://arstechnica.com/tech-policy/2023/02/vw-wouldnt-help-locate-car-with-abducted-child-because-gps-subscription-expired/.

Bryan, Dick, Randy Martin, and Mike Rafferty. 2009. “Financialization and Marx: Giving Labor and Capital a Financial Makeover.” Review of Radical Political Economics 41(4): 458–72.

https://doi.org/10.1177/0486613409341368.

Bryant, Chris. 2022. “No, BMW, We Shouldn’t Have to Pay Extra to Heat Our Seats.” Bloomberg, July 15, 2022.

https://www.bloomberg.com/opinion/articles/2022-07-15/bmw-drivers-shouldn-t-have-to-pay-extra-to-heat-their-seats.

Buchanan, Bonnie G. 2016. Securitization and the Global Economy: History and Prospects for the Future. New York: Palgrave Macmillan.

Bureau of Labor Statistics. 2022. “Consumer Expenditures (Annual) News Release.” U. S. Bureau of Labor Statistics. September 8, 2023.

https://www.bls.gov/news.release/archives/cesan_09082023.htm.

Calder, Lendol. 2001. Financing the American Dream: A Cultural History of Consumer Credit. Princeton, NJ: Princeton University Press.

Carey, Nick, and Paul Lienert. 2023. “Focus: Investors Go Back to Basics with Simpler Self-Driving Vehicles.” Reuters, February 1, 2023.

https://www.reuters.com/business/autos-transportation/investors-go-back-basics-with-simpler-self-driving-vehicles-2023-02-01/.

Charlton, Alistair. 2023. “BMW Drops Controversial Heated Seats Subscription, To Refocus on Software Services.” Forbes. September 7, 2023. Last modified September 8, 2023.

https://www.forbes.com/sites/alistaircharlton/2023/09/07/bmw-drops-controversial-heated-seats-subscription-to-refocus-on-software-services/.

Christophers, Brett. 2020. Rentier Capitalism: Who Owns the Economy, and Who Pays for It? New York: Verso.

Cooper, Zane G. T. 2021. “Of Dog Kennels, Magnets, and Hard Drives: Dealing with Big Data Peripheries.” Big Data & Society 8(2).

https://doi.org/10.1177/20539517211015430.

Cox Automotive. 2021. “Selling Subscription-Based Vehicle Features Will Challenge Automakers in Unexpected Ways.” Cox Automotive (blog). October 21, 2021. Last modified May 8, 2023.

https://www.coxautoinc.com/market-insights/selling-subscription-based-vehicle-features-will-challenge-automakers-in-unexpected-ways/.

Cox, Joseph, and Aaron Gordon. 2022. “BMW Wants to Charge for Heated Seats. These Grey Market Hackers Will Fix That.” Vice, July 19, 2022.

https://www.vice.com/en/article/7k8bv9/bmw-wants-to-charge-for-heated-seats-these-grey-market-hackers-will-fix-that.

Crandall, Christine. 2023. “How Tesla’s New OTA Software Update Cut EV Range by A Massive 20%, Owners Move to Sue.” HotCars. May 18, 2023.

https://www.hotcars.com/tesla-software-update-cut-ev-range-owners-move-to-sue/.

Danco, Alex. 2020. “Debt Is Coming.” Alex Danco’s Newsletter (blog). February 7, 2020. Last modified May 8, 2023.

https://alexdanco.com/2020/02/07/debt-is-coming/.

Davenport, Coral, and Neal E. Boudette. 2023. “Biden Plans an Electric Vehicle Revolution. Now, the Hard Part.” The New York Times, April 13, 2023.

https://www.nytimes.com/2023/04/13/climate/electric-vehicles-biden-epa.html.

Davies, Alex. 2022. Driven: The Race to Create the Autonomous Car. New York, NY: Simon & Schuster.

Davis, Gerald F., and Suntae Kim. 2015. “Financialization of the Economy.” Annual Review of Sociology 41(1): 203–21.

https://doi.org/10.1146/annurev-soc-073014-112402.

Davis, Maggie, and Dan Shepard. 2024. “Average Car Payment and Auto Loan Statistics: 2025.” LendingTree. Last modified December 17, 2024. Accessed July 17, 2023.

https://www.lendingtree.com/auto/debt-statistics/.

Day, Lewin. 2022. “Ford CEO Jim Farley Says Direct Sales, No Ads, Will Sell Future EVs.” The Drive, June 3, 2022.

https://www.thedrive.com/news/ford-ceo-jim-farley-says-direct-sales-no-ads-will-sell-future-evs.

Deichmann, Johannes, Eike Ebel, Kersten Heineke, and Ruth Huess, et al. 2023. “Autonomous Driving’s Future: Convenient and Connected.” McKinsey & Company, January 6, 2023.

https://www.mckinsey.com/industries/automotive-and-assembly/our-insights/autonomous-drivings-future-convenient-and-connected.

DellaVigna, Stefano, and Ulrike Malmendier. 2006. “Paying Not to Go to the Gym.” American Economic Review 96(3): 694–719.

https://doi.org/10.1257/aer.96.3.694.

DePillis, Lydia, and Jeanna Smialek. 2023. “Why Is Inflation So Stubborn? Cars Are Part of the Answer.” The New York Times, May 20. Last modified May 22, 2023.

https://www.nytimes.com/2023/05/20/business/economy/car-prices-inflation.html.

Dhar, Payal. 2020. “The Carbon Impact of Artificial Intelligence.” Nature Machine Intelligence 2(8): 423–25.

https://doi.org/10.1038/s42256-020-0219-9.

Dhebar, Anirudh. 2022. “Preinstalled Functionality as a Service.” Business Horizons 66(5): 643–53.

https://doi.org/10.1016/j.bushor.2022.12.004.

Dnistran, Iulian. 2023. “EV Price Parity with Gas-Powered Cars May Not Come Until After 2030: Ford CEO.” InsideEVs, June 1, 2023.

https://insideevs.com/news/670052/ev-price-parity-after-2030-ford-ceo-jim-farley/.

Dixon, Liza. 2020. “Autonowashing: The Greenwashing of Vehicle Automation.” Transportation Research Interdisciplinary Perspectives 5(May): 100113.

https://doi.org/10.1016/j.trip.2020.100113.

do Carmo, Marcelo, Mario Sacomano Neto, and Julio Cesar Donadone. 2019. “Financialization in the Automotive Industry: Shareholders, Managers, and Salaries.” Journal of Economic Issues 53(3): 841–62.

https://doi.org/10.1080/00213624.2019.1646609.

⸻. 2020. “Multiple Dynamics of Financialization in the Automotive Sector: Ford and Hyundai Cases. [Multiplas dinâmicas da financeirização na indústria automobilística: casos da Ford e Hyunday].” Gestão & Produção 27(4): e5173.

https://doi.org/10.1590/0104-530X5173-20.

Dow, Jameson. 2023. “Why the Electric Vehicle ‘Cost Parity’ Conversation Doesn’t Make Any Sense.” Electrek. June 28, 2023.

https://electrek.co/2023/06/28/why-the-electric-vehicle-cost-parity-conversation-doesnt-make-any-sense/.

Ebel, Eike, Martin Kellner, Dasha Zuyeva, and Timo Möller, et al. 2023. “Hands off: Consumer Perceptions of Advanced Driver Assistance Systems.” McKinsey & Company, July 19, 2023.

https://www.mckinsey.com/industries/automotive-and-assembly/our-insights/hands-off-consumer-perceptions-of-advanced-driver-assistance-systems.

Elliott, Robbie. 2021. “Ensuring the Safety of Advanced Driver Assistance Systems (ADAS) in Automobiles as We Head Towards an Autonomous Future.” Honors Program Capstone Report. University of Michigan.

https://deepblue.lib.umich.edu/bitstream/handle/2027.42/176684/Honors_Capstone_Automotive_Aftermarket_ADAS_Service_-_Robert_Elliott.pdf.

Evanoff, Douglas D. 1985. “Financial Industry Deregulation in the 1980s.” Economic Perspectives 9(9/10): 3–5.

https://www.chicagofed.org/publications/economic-perspectives/1985/september-october-evanoff-1.

Ewing, Jack. 2023. “Electric Vehicles Could Match Gasoline Cars on Price This Year.” The New York Times, February 10, 2023. Last modified February 14, 2023.

https://www.nytimes.com/2023/02/10/business/electric-vehicles-price-cost.html.

Facundo, Jarod. 2022. “Finally, the End of the Car Dealership?” The American Prospect, December 7, 2022.

https://prospect.org/api/content/c82f8522-75bf-11ed-a4aa-12b3f1b64877/.

Fair, Lesley. 2023. “FTC Alleges Amazon Enrolled People in Prime without Consent and Thwarted Members’ Attempts to Cancel.” Federal Trade Commission, June 21, 2023.

https://www.ftc.gov/business-guidance/blog/2023/06/ftc-alleges-amazon-enrolled-people-prime-without-consent-thwarted-members-attempts-cancel.

Fannin, Rebecca. 2022. “Where the Billions Spent on Autonomous Vehicles by U. S. and Chinese Giants Is Heading.” CNBC, May 21, 2022, last modified May 23, 2022.

https://www.cnbc.com/2022/05/21/why-the-first-autonomous-vehicles-winners-wont-be-in-your-driveway.html.

Fay, Bill. 2023. “Car Repossession.” Debt.org. March 11, 2023, last modified June 14, 2024.

https://www.debt.org/faqs/repossession/.

Felton, Ryan. 2022. “The Big Business of Bad Car Loans.” Consumer Reports, January 22, 2022. Last modified January 24, 2022.

https://www.consumerreports.org/money/car-financing/the-big-business-of-bad-car-loans-a2181686536/.

Fletcher, Seth. 2011. Bottled Lightning: Superbatteries, Electric Cars, and the New Lithium Economy. New York: Farrar, Straus and Giroux.

Forelle, MC. 2022. “The Material Consequences of ‘Chipification’: The Case of Software-Embedded Cars.” Big Data & Society 9(1).

https://doi.org/10.1177/20539517221095429.

Forlano, Laura. 2019. “Stabilizing/Destabilizing the Driverless City: Speculative Futures and Autonomous Vehicles.” International Journal of Communication 13(1): 2811–38.

https://ijoc.org/index.php/ijoc/article/view/8844.

Fortuna, Carolyn. 2021. “Unlike Most Auto Purchases, Teslas Hold Their Value.” CleanTechnica, August 4, 2021.

https://cleantechnica.com/2021/08/03/unlike-most-auto-purchases-teslas-hold-their-value/.

FTC. 2021. “FTC to Ramp up Enforcement against Illegal Dark Patterns that Trick or Trap Consumers into Subscriptions.” Federal Trade Commission, October 28, 2021.

https://www.ftc.gov/news-events/news/press-releases/2021/10/ftc-ramp-enforcement-against-illegal-dark-patterns-trick-or-trap-consumers-subscriptions.

⸻. 2023. “Federal Trade Commission Proposes Rule Provision Making It Easier for Consumers to ‘Click to Cancel’ Recurring Subscriptions and Memberships.” Federal Trade Commission, March 23, 2023, accessed January 29, 2025.

https://www.ftc.gov/news-events/news/press-releases/2023/03/federal-trade-commission-proposes-rule-provision-making-it-easier-consumers-click-cancel-recurring.

Garibaldi, Matias, Asad Husain, Stephanie Madner, and Anil Nathan. 2023. “Attracting and Retaining Tech Talent to Sustain Mobility’s Growth.” McKinsey & Company, July 10, 2023

https://www.mckinsey.com/industries/automotive-and-assembly/our-insights/attracting-and-retaining-tech-talent-to-sustain-mobilitys-growth.

Garsten, Ed. 2023. “Competition Grows in Auto Industry to Lure Laid Off Tech Workers.” Forbes, February 21, 2023.

https://www.forbes.com/sites/edgarsten/2023/02/21/competition-grows-in-auto-industry-to-lure-laid-off-tech-workers/.

George, Patrick. 2023. “Inside Hyundai’s Plan to Turn Software into a Profit Machine.” TechCrunch, April 19, 2023.

https://techcrunch.com/2023/04/19/inside-hyundais-plan-to-turn-software-into-a-profit-machine/.

Gillespie, Tarleton. 2007. Wired Shut: Copyright and the Shape of Digital Culture. Cambridge, MA: The MIT Press.

Gitlin, Jonathan M. 2017. “What Is the Car Industry’s Problem with Over-the-Air Software Updates?” Ars Technica, July 25, 2017.

https://arstechnica.com/cars/2017/07/gm-to-offer-ota-software-updates-before-2020-but-only-for-a-new-infotainment-platform/.

⸻. 2022. “Mass. Lawmakers Want to Tweak Connected Car ‘Right to Repair’ Law.” Ars Technica, January 17, 2022.

https://arstechnica.com/cars/2022/01/massachusetts-connected-car-right-to-repair-law-still-on-hold/.

⸻. 2023. “EVs have 79% more reliability problems than gas cars, says Consumer Reports.” Ars Technica, November 29, 2023.

https://arstechnica.com/cars/2023/11/evs-have-79-more-reliability-problems-than-gas-cars-says-consumer-reports/.

Glucker, Jeff. 2010. “OnStar Turns 15, Has Unlocked 4.7 Million Doors.” Autoblog, September 10, 2010.

https://www.autoblog.com/2010/09/10/onstar-turns-15-has-unlocked-4-7-million-doors/.

GM. 2021. “General Motors’ New Ultifi Platform Reimagines What It Means to Own a Vehicle.”

https://news.gm.ca/en/home/newsroom.detail.html/Pages/news/ca/en/2021/Sep/0929-ultifi.html.

Grüntges, Volker, Alexander Matthey, Florian Peter, and Jakob Stöber. 2021. “The New Key to Automotive Success: Put Customer Experience in the Driver’s Seat.” McKinsey & Company, November 19, 2021.

https://www.mckinsey.com/capabilities/growth-marketing-and-sales/our-insights/the-new-key-to-automotive-success-put-customer-experience-in-the-drivers-seat.

Hanley, Steve. 2021. “Rivian Thinks It Can Derive $15,500 in Subscription Income from Every Vehicle It Sells.” CleanTechnica, October 11, 2021.

https://cleantechnica.com/2021/10/11/rivian-thinks-it-can-derive-15500-in-subscription-income-from-every-vehicle-it-sells/.

Hawkins, Andrew J. 2022. “The Future of Cars is a Subscription Nightmare.” The Verge, July 13, 2022.

https://www.theverge.com/2022/7/13/23206999/car-subscription-nightmare-heated-seats-remote-start.

⸻. 2023. “Ford Is Creating a New Division to Lead Its Partial Autonomy and Hands-Free Driving Tech.” The Verge, March 2, 2023.

https://www.theverge.com/2023/3/2/23622058/ford-latitude-ai-level-3-hands-free-driving-automated-argo.

Herlt, Anna, Paul Jana, Martin Kellner, and Sebastian Küchler, et al. 2022. “Smartphones on Wheels: New Rules for Automotive-Product Development.” McKinsey & Company, October 24, 2022.

https://www.mckinsey.com/industries/automotive-and-assembly/our-insights/smartphones-on-wheels-new-rules-for-automotive-product-development.

Higgins, Tim. 2022. “Slow Self-Driving Car Progress Tests Investors’ Patience.” Wall Street Journal, November 28, 2022.

https://www.wsj.com/articles/investors-are-losing-patience-with-slow-pace-of-driverless-cars-11669576382.

Ho, Justin. 2019. “The Next Stage of the AV Industry: Consolidating and Refocusing.” Axios, January 16, 2019.

https://www.axios.com/2019/01/16/next-stage-av-industry-consolidating-refocusing.

Hogan, Mél. 2018. “Big Data Ecologies.” Ephemera 18(3): 631–57.

https://ephemerajournal.org/index.php/contribution/big-data-ecologies.

Holderith, Peter. 2021. “Stellantis Banking on $22.5 Billion From In-Car Software Purchases by 2030.” The Drive, December 8, 2021.

https://www.thedrive.com/tech/43432/stellantis-banking-on-22-5-billion-from-in-car-software-purchases-by-2030.

⸻. 2022. “BMW Responds to Fury Over Heated Seats Subscription Fee.” The Drive, July 15, 2022.

https://www.thedrive.com/news/bmw-responds-to-fury-over-heated-seats-subscription-fee.

Holland-Letz, Daniel, Matthias Kässer, Benedikt Kloss, and Thibaut Müller. 2021. “Mobility’s Future: An Investment Reality Check.” McKinsey & Company, April 14, 2021.

https://www.mckinsey.com/industries/automotive-and-assembly/our-insights/mobilitys-future-an-investment-reality-check.

Hollister, Sean. 2021. “Today I Learned BMW Charges Extra for a ‘Don’t Blind Other People’ Software Update.” The Verge, March 28, 2021.

https://www.theverge.com/2021/3/28/22351901/bmw-high-beam-assist-assistant-dlc-paid-update-ota.

Hoofnagle, Chris J., Aniket Kesari, and Aaron Perzanowski. 2019. “The Tethered Economy.” George Washington Law Review 87(4): 783–874.

https://www.gwlr.org/the-tethered-economy/.

J. D. Power. 2023. “America Grows Increasingly Divided on EV Adoption.” J. D. Power, September 5, 2023.

https://www.jdpower.com/business/resources/america-grows-increasingly-divided-ev-adoption.

Johnson, Peter. 2023. “Ex-Apple, Tesla Exec Wants to Bring Subscription Services to Ford’s Electric Vehicles.” Electrek, July 5, 2023.

https://electrek.co/2023/07/05/ex-apple-exec-wants-subscription-services-fords-evs/.

Irle, Roland. 2023. “Global EV Sales for 2023 H1.” EV Volumes, August 17, 2023.

https://ev-volumes.com/news/ev/global-ev-sales-for-2023-h1/.

Koopman, Philip. 2022. How Safe Is Safe Enough?: Measuring and Predicting Autonomous Vehicle Safety. Pittsburgh, PA: Independently published.

Korosec, Kirsten. 2018. “Automakers Are Burning through Billions in EV, AV Race.” TechCrunch (blog), June 20, 2018.

https://techcrunch.com/2018/06/20/automakers-electric-autonomous-spending/.

Kreiczer-Levy, Shelly. 2017. Share, Own, Access.” Yale Law & Policy Review 36(1): 155–218.

Kruppa, Miles. 2021. “Pipe Dreams of Turning Recurring Revenues into an Asset Class.” Financial Times, March 16, 2021.

https://www.ft.com/content/54cb4f6f-e8ff-4029-84cc-61c8df3e15b4.

Lambert, Fred. 2019. “Tesla Vehicles Are Now ‘Appreciating Assets’ Due to Self-Driving Capability, Says Elon Musk.” Electrek, April 12, 2019.

https://electrek.co/2019/04/12/tesla-vehicles-appreciating-assets-self-driving-elon-musk/.

Langley, Paul. 2020. “Assets and Assetization in Financialized Capitalism.” Review of International Political Economy 28(2): 382–93.

https://doi.org/10.1080/09692290.2020.1830828.

Langley, Paul, and Andrew Leyshon. 2017. “Platform Capitalism : The Intermediation and Capitalisation of Digital Economic Circulation.” Finance & Society 3(1): 11–31.

https://doi.org/10.2218/finsoc.v3i1.1936.

LaReau, Jamie L. 2023. “Study: Automakers May Face Tough Sell with Subscriptions for Heated Seats, Remote Start.” Detroit Free Press, May 9, 2023.

https://www.freep.com/story/money/cars/general-motors/2023/05/09/remote-start-subscription-heated-seats-study/70183707007/.

Latham, Andrew. 2022. “2023 Auto Loan Industry Study.” SuperMoney (blog), edited by David Hodges, fact checked by Sammi Toner, May 6, 2019, last modified November, 11, 2022.

https://web.archive.org/web/20230209100140/https://www.supermoney.com/studies/auto-loan-industry-study.

Lavoie, Marc. 2012. “Financialization, Neo-Liberalism, and Securitization.” Journal of Post Keynesian Economics 35(2): 215–33.

https://doi.org/10.2753/PKE0160-3477350203.

Lee, Timothy B. 2017. “Waymo Has a Big Lead in Driverless Cars—But Here’s How It Could Lose It.” Ars Technica, October 31, 2017.

https://arstechnica.com/cars/2017/10/waymo-has-a-big-lead-in-driverless-cars-but-heres-how-they-could-lose-it/.

⸻. 2018. “Tesla Remotely Extends Car Batteries to Help with Hurricane Michael.” Ars Technica, October 10, 2018.

https://arstechnica.com/cars/2018/10/tesla-remotely-extends-car-batteries-to-help-with-hurricane-michael/.

Levin, Tim. 2022. “Car Companies Want to Make Billions by Charging Monthly Fees for Features like Heated Seats, but Buyers Won’t Pay Up.” Business Insider, November 21, 2022.

https://www.businessinsider.com/car-feature-subscriptions-add-ons-bmw-ford-toyota-gm-2022-2.

LeVine, Steve. 2017. “What It Really Costs to Turn a Car into a Self-Driving Vehicle.” Quartz, March 5, 2017.

https://qz.com/924212/what-it-really-costs-to-turn-a-car-into-a-self-driving-vehicle.

Lewis, Morgan. 2023. “The Five-Year Outlook on ADAS Level 2, 3, and 4 Technologies in Passenger Vehicles and Commercial Trucks.” JD Supra, June 19, 2023.

https://www.jdsupra.com/legalnews/the-five-year-outlook-on-adas-level-2-3-6124341/.

Leyshon, Andrew, and Nigel Thrift. 2007. “The Capitalization of Almost Everything: The Future of Finance and Capitalism.” Theory, Culture & Society 24(7–8): 97–115.

https://doi.org/10.1177/0263276407084699.

Lin, Ken-Hou, and Donald Tomaskovic-Devey. 2013. “Financialization and U. S. Income Inequality, 1970–2008.” American Journal of Sociology 118(5): 1284–1329.

https://doi.org/10.1086/669499.

Lou, Ethan. 2022. “Opinion: Subscription Overload? Why Our ‘Right to Own’ Is Important in a Subscription-Based World.” The Globe and Mail, August 5, 2022. Last modified August 12, 2022.

https://www.theglobeandmail.com/opinion/article-subscription-overload-why-our-right-to-own-is-important-in-a/.

Love, Julia. 2015. “Automakers Rev Up Innovation in the Bay Area.” The Mercury News, April 25, 2015. Last modified August 12, 2016.

https://www.mercurynews.com/2015/04/25/automakers-rev-up-innovation-in-the-bay-area/.

Lutsey, Nic, and Michael Nicholas. 2019. “Update on Electric Vehicle Costs in the United States through 2030.” The International Council on Clean Transportation.

https://theicct.org/sites/default/files/publications/EV_cost_2020_2030_20190401.pdf.

Luttig, John. 2020. “When Tailwinds Vanish: The Internet in the 2020s.” Luttig’s Learnings (blog). April 22, 2020.

https://luttig.substack.com/p/when-tailwinds-vanish.

Lyons, Kim. 2021. “Tesla Full Self Driving Subscriptions Are Now Available for $199 a Month.” The Verge, July 17, 2021.

https://www.theverge.com/2021/7/17/22581394/tesla-full-self-driving-subscription-available-199-month-elon-musk.

Maielli, Giuliano, and Colin Haslam. 2016. “General Motors: A Financialized Account of Corporate Behaviour 1909–1940.” Accounting Forum 40(4): 251–64.

https://doi.org/10.1016/j.accfor.2016.10.001.

Marshall, Aarian. 2020. “Self-Driving Tech Is Becoming a Game of Partnerships.” Wired, July 7, 2020.

https://www.wired.com/story/self-driving-tech-game-partnerships/.

⸻. 2021. “With Subscriptions, Automakers Mimic Netflix’s Playbook.” Wired, October 12, 2021.

https://www.wired.com/story/subscriptions-automakers-mimic-netflix/.

Mashaw, Jerry L., and David L. Harfst. 2017. “From Command and Control to Collaboration and Deference: The Transformation of Auto Safety Regulation.” Yale Journal on Regulation 34(1): 167–278.

http://hdl.handle.net/20.500.13051/8246.

Meckling, Jonas, and Jonas Nahm. 2019. “The Politics of Technology Bans: Industrial Policy Competition and Green Goals for the Auto Industry.” Energy Policy 126(March): 470–79.

https://doi.org/10.1016/j.enpol.2018.11.031.

Miller, Daniel. 2001. Car Cultures. New York: Routledge.

Miller, James. 2023. “Deepest Mediatization? Inventing the Autonomous Vehicle.” International Journal of Communication 17: 4236–54.

https://ijoc.org/index.php/ijoc/article/view/19344/4233.

Mom, Gijs. 2013. The Electric Vehicle: Technology and Expectations in the Automobile Age. Baltimore: Johns Hopkins University Press.

https://doi.org/10.1353/book.47868.

Mueller, Alexandra S., Jessica B. Cicchino, David S. Zuby, and Joseph V. Calvanelli. 2023. “Consumer Experiences with Crash Avoidance Feature Repairs.” Journal of Safety Research 88(2): 8–15.

https://doi.org/10.1016/j.jsr.2023.10.003.

National Weather Service. n.d. “Children, Pets and Vehicles.” NOAA’s National Weather Service. Accessed July 20, 2023.

https://www.weather.gov/safety/heat-children-pets.

Naylor, Brian. 2012. “Government Backs Up on Rearview Car Cameras.” NPR, March 2, 2012.

https://www.npr.org/2012/03/02/147742760/government-backs-up-on-rearview-car-cameras.

Norton, Peter. 2021. Autonorama: The Illusory Promise of High-Tech Driving. Washington, DC: Island Press.

Ottley, Stephen. 2022. “Would You ‘Pay-to-Play’ in Your New Car? Ford Planning Subscription Services for Next Generation of Electric Cars.” CarsGuide, October 8, 2022.

https://www.carsguide.com.au/car-news/would-you-pay-to-play-in-your-new-car-ford-planning-subscription-services-for-next.

Pasek, Anne. 2019. “Managing Carbon and Data Flows: Fungible Forms of Mediation in the Cloud.” Culture Machine 16.

https://doi.org/10.17613/cw2d-jz18https://hcommons.org/deposits/item/hc:34475/.

Patel, Nilay. 2022. “How Mercedes-Benz CEO Ola Källenius Is Refocusing for an Electric Future.” The Verge, June 21, 2022.

https://www.theverge.com/23172839/mercedes-benz-ceo-ola-kallenius-electric-vehicles-self-driving-luxury-tech-g-class.

Perzanowski, Aaron, and Jason Schultz. 2016. The End of Ownership: Personal Property in the Digital Economy. Cambridge, MA: The MIT Press.

Piepgrass, Stephen, and Abbey Thornhill. 2022. “FTC Makes Good on Its Promise to Ramp up Right-to-Repair Enforcement.” JD Supra, July 22, 2022.

https://www.jdsupra.com/legalnews/ftc-makes-good-on-its-promise-to-ramp-3756874/.

Pizzolato, Joey. 2023. “2022 Auto ABS Issuance Volume Drops 17% YoY.” Auto Finance News, January 5, 2023.

https://www.autofinancenews.net/allposts/risk-management/2022-auto-abs-issuance-volume-drops-17-yoy/.

Pollard, Jane, Evelyn Blumenberg, and Stephen Brumbaugh. 2021. “Driven to Debt: Social Reproduction and (Auto)Mobility in Los Angeles.” Annals of the American Association of Geographers 111(5): 1445–61.

https://doi.org/10.1080/24694452.2020.1813541.

Register of Copyrights. 2021. “Section 1201 Rulemaking: Eighth Triennial Proceeding to Determine Exemptions to the Prohibition on Circumvention: Recommendation of the Register of Copyrights.” U. S. Copyright Office, Library of Congress, October 2021.

https://cdn.loc.gov/copyright/1201/2021/2021_Section_1201_Registers_Recommendation.pdf.

Reuters. 2022. “Ford’s Farley Will Challenge Dealers to Cut EV Cost to Customers by $2,000.” Autoblog, September 9, 2022. Archived November 7, 2022.

https://web.archive.org/web/20221107172234/https://www.autoblog.com/2022/09/09/ford-jim-farley-dealers-las-vegas-customer-ev-cost-cuts/.

Richardson, Jake. 2018. “38% of American Cars were Electric in 1900.” CleanTechnica, February 25, 2018.

https://cleantechnica.com/2018/02/25/38-percent-american-cars-electric-1900/.

Rivers, Stephen. 2022. “BMW Owners Have Hacked Their Cars Before and This Heated Seat Subscription Might Cause Them to Again.” Carscoops, July 16, 2022.

https://www.carscoops.com/2022/07/bmw-owners-have-hacked-their-cars-before-and-this-heated-seat-subscription-might-cause-them-to-again/.

Romero, Jessica Sackett. 2017. “Subprime Securitization Hits the Car Lot.” Economic Focus Quarterly 3Q: 12–15.

https://www.richmondfed.org/publications/research/econ_focus/2017/q3/feature1.

Rosenthal, James A., and Juan M. Ocampo. 1988. Securitization of Credit: Inside the New Technology of Finance. Hoboken, NJ: John Wiley & Sons.

Sadowski, Jathan. 2020. “The Internet of Landlords: Digital Platforms and New Mechanisms of Rentier Capitalism.” Antipode 52(2): 562–80.

https://doi.org/10.1111/anti.12595.

Sammon, Alexander. 2023. “Want to Stare into the Republican Soul in 2023?” Slate, May 30, 2023.

https://slate.com/news-and-politics/2023/05/rich-republicans-party-car-dealers-2024-desantis.html.

Samuelson, Pamela. 2016. “Freedom to Tinker.” Theoretical Inquiries in Law 17(2): 562–600.

https://doi.org/10.1515/til-2016-0021.

Schiraldi, Pasquale. 2009. “Second-Hand Markets and Collusion by Manufacturers of Semidurable Goods.” STICERD–Economics of Industry Paper. Suntory and Toyota International Centres for Economics and Related Disciplines, LSE.

https://sticerd.lse.ac.uk/_NEW/PUBLICATIONS/abstract/?index=3520.

Seiler, Cotten. 2008. Republic of Drivers: A Cultural History of Automobility in America. Chicago, IL: University of Chicago Press.

Serpell, Oscar. 2021. “Aside from Battery Degradation, EV’s Face Another Threat to Longevity.” Kleinman Center for Energy Policy, University of Pennsylvania (blog). May 18, 2021.

https://kleinmanenergy.upenn.edu/news-insights/aside-from-battery-degradation-evs-face-another-threat-to-longevity/.

Shelley, Ed. 2018. “Lock-In vs. Stickiness in SaaS: Retaining Customers the Right Way.” ChartMogul, January 3, 2018, last modified August 10, 2023.

https://chartmogul.com/blog/lockin-vs-stickiness-saas-retaining-customers/.

St. John, Alexa. 2023. “Automakers want to Charge Extra for Features like Heated Seats. EVs Make it Easier.” Business Insider, March 29.

https://www.businessinsider.com/ev-electric-vehicle-add-on-subscriptions-upsells-automakers-2023-2.

St. Louis Fed. 2025. “Motor Vehicle Loans Owned and Securitized.” FRED, Federal Reserve Bank of St. Louis. Last modified January 8, 2025.

https://fred.stlouisfed.org/series/MVLOAS.

Stafford, Eric. 2023. “FoMoCo Repo: Ford Patents System for Self-Repossessing Vehicles.” Car and Driver, February 28, 2023.

https://www.caranddriver.com/news/a43126498/ford-patent-autonomous-systems-vehicle-repossession/.

Steinberg, Marc. 2022. “From Automobile Capitalism to Platform Capitalism: Toyotism as a Prehistory of Digital Platforms.” Organization Studies 43(7): 1069-1090.

https://doi.org/10.1177/01708406211030681.

Steves, David. 2022. “Oregon, Washington Join California in Banning Gas-Powered New Vehicles Starting in 2035.” Oregon Public Broadcasting, December 20, 2022.

https://www.opb.org/article/2022/12/20/oregon-washington-ban-gas-powered-vehicles-2035-joining-california/.

Stumpf, Rob. 2022. “Here’s Why Automaker Subscription Features Are Here to Stay, Even Though You Hate Them.” The Drive, November 16, 2022.

https://www.thedrive.com/features/heres-why-automaker-subscription-features-are-here-to-stay-even-though-you-hate-them.

Subramanian, Pras. 2023. “A Monthly Fee for Heated Seats? Car Subscriptions Are Coming — Whether Americans like Them or Not.” Yahoo! Finance, May 14, 2023.

https://finance.yahoo.com/news/car-subscriptions-coming-whether-americans-like-them-or-not-124614655.html.

The Economist. 2023. “Autonomous Vehicles Are Coming, but Slowly.” The Economist, April 14, 2023.

https://www.economist.com/special-report/2023/04/14/hands-off-the-wheel.

Tucker, Sean. 2022. “Mercedes Launches Rent-a-Horsepower Subscription.” Kelley Blue Book (blog), November 21, 2022.

https://www.kbb.com/car-news/mercedes-launches-rent-a-horsepower-subscription/.

⸻. 2023. “Dealers Fight Subscription Fees for Car Features*.” Kelley Blue Book (blog), March 6, 2023.

https://www.kbb.com/car-news/dealers-fight-subscription-fees-for-car-features/.

U.S. Department of Energy. n.d. “Alternative Fuels Data Center: Maintenance and Safety of Electric Vehicles.” Accessed January 29,2025.

https://afdc.energy.gov/vehicles/electric_maintenance.html.

⸻. 2014. “The History of the Electric Car,” September, 15, 2014, accessed January 29, 2025.

https://www.energy.gov/articles/history-electric-car.

Vinsel, Lee. 2019. Moving Violations. Baltimore, MD: Johns Hopkins University Press.

Voelcker, John. 2021. “Tesla Will Have to Ship Its Texas-Built Cars Out of State to Sell Back to Residents.” The Drive, May 27, 2021.

https://www.thedrive.com/tech/40779/tesla-will-have-to-ship-its-texas-built-cars-out-of-state-to-sell-back-to-residents.

Walks, Alan. 2018. “Driving the Poor into Debt? Automobile Loans, Transport Disadvantage, and Automobile Dependence.” Transport Policy, Household transport costs, economic stress and energy vulnerability, 65(Jul): 137–49.

https://doi.org/10.1016/j.tranpol.2017.01.001.

Wallace, Abby. 2022. “Electric Vehicles Are Getting More Expensive Because Raw Material Costs Have More than Doubled to $8,000, Research Finds.” Business Insider, June 23, 2022.

https://www.businessinsider.com/cost-of-making-electric-cars-is-growing-manufacturers-hike-prices-2022-6.

Walz, Eric. 2023. “GM Buys out around Half of Its Buick Dealers.” Automotive Dive, December 21, 2023.

https://www.automotivedive.com/news/gm-buys-out-around-half-buick-dealers-ev-electric-vehicles/703224/.

Warr, Nicci, and Emily Asp. 2023. “FTC Click to Cancel Rule Proposes Easier Opt-Outs for Consumers.” Bloomberg Law, April 14, 2023.

https://news.bloomberglaw.com/us-law-week/ftc-click-to-cancel-rule-proposes-easier-opt-outs-for-consumers.

Warren, Andrew, and Chris Gibson. 2021. “The Commodity and Its Aftermarkets: Products as Unfinished Business.” Economic Geography 97(4): 338–65.

https://doi.org/10.1080/00130095.2021.1939007.

Warrillow, John. 2015. The Automatic Customer: Creating a Subscription Business in Any Industry. Illustrated edition. New York: Portfolio.

Westbrook, Justin. 2022. “BMW Keeps Nickel and Diming Customers with Subscription Plans.” MotorTrend, July 13, 2022.

https://www.motortrend.com/news/bmws-subscription-plans-heated-seats-south-korea/.

Zhang, Hannah. 2022. “How a New Asset Class Is Growing Out of Subscription Revenue.” Institutional Investor, January 25, 2022.

https://www.institutionalinvestor.com/article/2bstlvcy8lgwuff6rbx8g/corner-office/how-a-new-asset-class-is-growing-out-of-subscription-revenue.

Zittrain, Jonathan. 2008. The Future of the Internet, and How to Stop It. New Haven, CT: Yale University Press.

Published
23 Oct 2023
Section
Original Research Articles